Thursday, 25 March 2010

Tips on how to buy a new auto

Buying a new vehicle is a long-term purchase for most owners and requires quite a lot of money if you want a good vehicle. And there are two ways you can do it. The first one is simple and fast: you go to the local car seller and get the car you have the money for. It saves you a lot of time but in turn you can get a car that costs more than it is on the market and can have inconvenient conditions.

The second way requires more of your time: decide which car make and model you want to buy and research the market for a real price. Yes, it's not as fast as the first method but when use it you go to the dealership with plain facts and figures and not just a general conception of what you want that the dealers can use to sell you an expensive vehicle. When you have all things sorted inside your head it will be much easier for you to get a good car at a good price.

The most important decision you have to make is the type of car you want to buy. Different car types cater to different needs and will also have different maintenance and insurance costs. Once you have determined whether you need a truck, a SUV, a sedan or a fast muscle car, you will have to look deeper into sub-classes. Having 2 or 4 doors, different engine power and other features will contribute to the final price and subsequent costs. It's better to have all of the options you want with your car on a list, and compare different cars according to the criteria you have, rather than shop only by car make and model. Why buying things you don't need just for a name?

Once you have decided on what you need, it's time to research your options. But don't rush to the dealership right away. First stop is the Internet, as it's simply the best source of independent information you can use for researching your options. There are numerous sites offering you comparison charts between different makes and models, so you could find the car that fits perfectly into your list of needs. Usually, you will find more than one car and that's a really good thing, because you have something to choose from, and this choice usually means different prices and different car insurance quotes.

Insurance rates should also be considered as the difference in rates between two cars can make up hundreds of dollars. So when you have the approximate list of the cars to consider, do a little research on insurance costs and get car insurance quotes for the models you think about buying. This will usually eliminate one or two contenders from your list, as some cars will have quite expensive insurance rates to be suitable.
When you have all the information you need, it's time to go to the seller.

The prices you will see at the dealership will certainly be higher than you have researched but it doesn't mean you can't bargain. If the dealer tells you one price, and you know that it's way over what the car costs then you should say it. Don't expect the price to drop dramatically, but you will certainly manage to get the price lower if you know how to negotiate.


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